Home Inspection Checklist: Four Questions You Need To Ask About Condo Inspections

Just like how inspection has become a necessary phase before buying any house, so it does on a condominium purchase. The top reasons are obvious – for your own peace of mind and to get the value for your money.


What You Need To Know About Condo Inspections

Learn all you can about inspections in a condo environment. Here are four questions you need to ask if you’re considering to live in a PH condo, or anywhere else for that matter.

  1. How does it differ from a regular family house? Typically, the homebuyer will own everything in the residence – this means all components from the roof to the foundation. It is quite a different story for condominiums. With condos, the homebuyer will be purchasing a living space and the rest will be shared with other residents. Needless to say, the coverage is somewhat limited in condos.
  1. Is it really necessary? Regardless of the residential type, be it a single-family home or condominium, having the PH property inspected is a primary step that every buyer should undertake. In the case of the latter, issues related to electrical or plumbing may exist. Whether the building is newly built or more than 5 years old, your future home still warrants a physical examination. After all, it is not exempted from infrastructure or damage problems. For all you know, the unit has been occupied before and the former tenant used to experience troubles in the piping or wiring. Hence, it is an essential stage before sealing the whole deal.
  1. What is usually covered in the inspections? Every structure inside the unit is basically covered during the process. This includes the heating, electrical and plumbing systems, as well as the doors, windows, walls, ceiling, and floor. There are times when major appliances are thoroughly checked too to know if it has been recalled before. Identifying the history of service issues is likewise included. However, there are instances when the HVAC is within the responsibility of the board as it is a common element and not individually-owned. Hence, it is also important to find out what you’re getting so you’ll know exactly what you are responsible for.
  1. What are not included? The coverage normally excludes the common areas such as the lobby, hallway, elevator, roof, amenities and mainly those that are in the exteriors because they are not part of the specific unit or space that you’ll be living in. These areas are jointly shared therefore they fall under the responsibility of the board or association.

Home Inspection Checklist: Six Reasons Why You Need A Home Inspection

A home inspection is basically an examination of the property being sold. The scope covers the physical structure – i.e. its condition and age, interiors and exteriors and all the systems ranging from plumbing, electrical to heating and roofing.


Regardless of the residential type, be it a PH house for sale, a condominium, duplex or apartment, it is one of the key stages for homebuyers because the result can greatly impact the whole buying process.

Why You Need A Home Inspection

Find out why a home inspection is a necessary phase for every buyer. Here are the top reasons.

  1. To make sure that you get your money’s worth. Homebuying entails huge money investment so it is only sensible to ensure that for all the time, effort and money spent, you have made a wise financial decision and have not wasted a single cent at all.
  1. To have something to negotiate with. The complete assessment of the property can give you a bargaining power especially if the report states that repairs are required in certain areas. You can either have the seller take care of these issues prior to the purchase or you can ask for a price reduction after giving the seller a full estimate of the repair costs.
  1. To put your mind at ease. It does not matter if it is a new construction or not. The bottom line is, as a future homeowner, you have to be assured that the entire house and land for sale are safe to live in. You have to be 100% guaranteed that your new residence is secure and in good shape.
  1. To avoid potential costly damage. Whether you’re planning to hire an inspector or you’re doing it yourself, fact of the matter is, you’re still saving a lot of cash in the long run. Just imagine skipping the phase and closing the deal only to find out a few months later that there are big issues with pest infestations or on the structure itself.
  1. To assess future upkeeps. A good inspector is not only trained to detect problems but he can also make an approximation of the “shell-life” of your residence’s components such as how long before you need to change the air conditioner, etc. Knowing this can help you prepare for the maintenance expenses later on.
  1. To determine if it is a go or not. You can easily opt-out if you find big deal-breakers or safety hazards after the assessment is completed. If you are not comfortable with the findings, you have every reason to back out on the offer to buy.

The Ins and Outs of Property Reservations

You are eyeing this superbly-landscaped, conveniently-located property from your work and you really want to get your hands on it. However, your preferred Philippines properties are selling like hotcakes. What will you do next? Simple: reserve!

Think of property reservation as a deposit when you rent a house, apartment or condo only that the rented space will not be yours in the future. After paying the reservation fee, you will be entitled to own the property unless the reservation period is exhausted without paying fully or partially (downpayment).


Making reservations is very easy. In fact, you can now reserve any of the new houses for sale Philippines online. You just need the following:

  • seller/property specialist,
  • reservation fee, and
  • Reservation Agreement Form.

With the help of the seller, you must determine the availability of your chosen property. After confirming its availability, you may continue to reserve online. Look for the ‘Reserve Now,’ ‘Reserve Online’ or ‘Reserve Here’ button on the developer’s website and proceed accordingly.

Make sure that the Reservation Agreement Form is duly accomplished with all the details and signature at the right places. Usually, the developer or seller can give you a copy of the Reservation Agreement Form if it is not available on the developer’s website. If it is, just print and sign the form. Mail or fax the form to the developer’s office before you reserve your chosen property from the list of properties Philippines online.

Afterwards, you need to pay the required reservation fee. The amount of the reservation fee differs depending on the developer and type of properties Philippines. It can be anywhere from ₱5,000 up to ₱100,000. You may pay the fee in cash or through:

  • bank deposits,
  • online bank transfers,
  • remittance centers, or
  • credit cards.

A proof of wire transfer or remittance is required, which you can also fax or mail. Upon receipt of the reservation fee, the developer will issue an official receipt. Make sure that what you have is an official receipt and not an acknowledgement receipt. Some developers also send welcome letters.

Be reminded also that the validity of the reservation of new houses in the Philippines is only 30 days, after which you have to make a partial or full payment before or on the 30th day from the date of reservation.

Other things that you need to know regarding the reservation of new houses for sale Philippines:

  1. Is it deductible? Yes, reservation fees are deductible from the total selling price. Some developers deduct the reservation fee from the downpayment.
  2. Is it refundable? No, reservation fees cannot be refunded to the person due to the missed selling opportunity the developer suffered from.
  3. Is it transferable? The answer will depend on the reservation policies of the developer. If the transfer is permitted, expect a transfer fee or charge.

Take note that not all new houses for sale Philippines require a reservation. Check with the developer or your seller so you would know what to do next. Do not make a reservation unless you are 101% sure that you will buy the property.

Tips For Having Your Event In A Restaurant

It is inevitable that you will have one, two, or even more special occasions to celebrate with your family and friends. Whether it is a birthday, a wedding, a graduation, or a baptismal or dedication, you will get to experience planning an event where you can celebrate the special occasion with people important to you.


The most common venues for such events are function rooms, hotel banquet halls, and subdivision clubhouses. Aside from these venues, you may also choose to have your venue in a restaurant. Although this open often provides less flexibility than if you hire a venue and plan everything else, it also has its perks and you can plan it well so you can still have the event that you want.

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Below are some tips to help you out.

  • Do an ocular. Even if you have been in the restaurant you are considering a lot of times, it is still important to do an ocular specifically for the event you are planning to hold there. This will help you view the venue with a different perspective and with the specific event in consideration. It is best to visit the restaurant at the same day of the week and time that you plan to have your event. This way, you can get an idea of the typical number of customers that the restaurant gets during the same day and time.
  • Be specific about what are allowed and not allowed. Most restaurants have more restrictions than if you hired an event venue and got your own caterer. Hence, it is good to be clear and specific about what are allowed and not allowed in the restaurant. Can outside food such as a cake be consumed? Can you put up decorations in the area? Can you bring in your own sound system?
  • Ask for freebies. Restaurants are often more flexible in terms of providing inclusions if you want to hold your event in the restaurant. Do not be shy to ask for some items to be included in whatever package you have agreed on such as free use of audio-visual equipment, extended use of the venue, and to allow small food and beverage items to be brought in and consumed without any corkage. If the restaurant offers menu packages, you might also try to ask for some free items such as free desserts, drinks, soup, or appetizers.

Real Estate Selling: Five (5) Tips On How To Sell Your House Without A Realtor

Home-selling without a realtor is no longer a new concept. As real estate agents usually get 5 to 10% commission of the sale, more and more land-owners opt to perform the transactions themselves. After all, if others can do it, so could they. This could mean extra money too! Here are five (5) guidelines in selling your house without the aid of a pro.

  1. Start your research.
    • Understand all the basics so you can create a game plan and note down all the tasks involved. What are the ins and outs of a real estate transaction? What type of paperwork is needed? Any common terms and jargons you need to get familiarized with?
    • Conduct a thorough research on the items that need legal attention.  How do you make the contract binding? Who will be helping you in the whole process – would you consult an attorney or maybe an appraiser? Which title company should you hire? Can they do the closing of the deal or would you do it yourself?
    • Check out the neighborhood and current market. How much does a land cost in your locale? Who are your competitions? If the land you’re selling is in the Philippines, know the state of the Philippine real estate so you’d be offering a fair value to the buyers.
    • Work on the price. How much would you sell it? Would be “lease-to-own” an alternative? What incentives will you offer to make it marketable?
    • Learn the art of negotiation in advance. Talk to an agent and observe how he does it. If you have a friend in the industry, gather his advice and tips.


  1. Ready your property. Whether it’s a house, condo or a duplex, always start with the good, the bad and the ugly. What are the plus things about your home and how do you further highlight them? What are the negative aspects? Are they still fixable? Perhaps, you need to refurnish to UP its worth and make it more presentable. Is there a way to repair the ugly without having to compromise the total cost? Why is it in the Marketplace? Be prepared with your answer because if you’re offering a good spot that is too good to be true to any buyer, they would be very interested to know why you’d be leaving the area. Make sure that it’s clean, neat, and habitable and the appliances are all functional. Have a friend or family act as an inspector to point out any possible problems he/she may see.

ready your property

  1. Compose a marketing strategy. From a prospective client’s perspective, what advantages does he get should he consider your offer? Itemize the stats – the geographic location, the demographics, and the size of the property. Focus on the comfort and ease it can provide him. Is it safe to live there? Is it near the supermarket, hospital or his workplace? What promotional technique would you employ? Would you promote it over the web or on print?

 marketing strategy

  1. Build a signage. Place a “For Sale” sign with contact information – telephone number to call to and the contact person to look for. You may also put additional signs on busy streets or along the roadways so it is viewable by a large number of people.

build a signage 

  1. Go online. Post an advertisement on Craigslist.com and be precise in the location. Take good, engaging inside and outside photos and share it via social media – Facebook, Twitter, Pinterest.

go online

Unparalleled in Two Cities

Unparalleled in Two Cities

Ayala Land Premier cordially invites you to a rare gathering of distinctive facets of living

April 5, 2014 | Saturday
5:30PM – 9:00PM
Orange Hill Restaurant
6410 E Chapman Ave.
Orange, CA

Alex Encarnacion
808 546 9993

April 9, 2014 | Wednesday
5:30PM – 9:00PM
Marriott Waterfront
San Francisco Airport
1800 Bayshore Hwy,
CA 94010

Christine Castillo
408 800 9603

April 11, 2014 | Friday
6:30PM – 10:00PM
Kalayaan Hall,
Philippine Center
556 Fifth Avenue,
New York, NY

Bob Bayona
718 737 1678

Guide To Buying Your Own Retirement Home

There are a lot more things to consider when buying a retirement home compared to when you’re buying a regular living space. The main reason for this is because it entails a little more finality (and less flexibility) than the latter. That is, it would be impractical to spend your retirement benefits relocating to a different area instead of enjoying it on some leisure activity you’ve always dreamed of experiencing.

shutterstock_21501784So if you are planning on buying a house for sale in the Philippines as your retirement home, here are some tips that might just help.

Near health care options.

Before settling on a specific place or community, it would be wise to check where the nearest medical facilities are. Is your home option significantly close to a hospital? Or if you have a propensity for a specific condition such as diabetes or kidney problems (which may run in the family), is it near a dialysis center? It would be more convenient to choose among Philippine properties that are near such facilities so you don’t spend most of your retirement years worrying about your medical conditions.

Lower costs.

If you’re planning to live on your retirement benefits alone, it would be more practical to look for a retirement home with lower housing or living costs. This means selling your family home (which by that time would probably be much bigger than you would really need), liquidating your assets, and then using the money to purchase a home somewhere else where the cost of living is way less than what you spend on before. This way, you get to splurge on the things you dreamed of enjoying before, but were not able to because of impractically high costs of living.

Near the Right Leisure Amenities.

If you want to spend your retirement years playing golf, then live in a place near some golf courses; or if you’re the type who wants to spend a lot of time swimming, then live somewhere near a pool. In other words, find a retirement home relatively close to the leisure amenities you want to spend most of your retirement years enjoying.

Close to friends and family.

For a lot of people, family and friends climb up the priority list once retirement comes. Aside from the fact that they provide more significance to your life, they can also provide you help in filling up the space that work created in your daily living.

Three (3) Tips In Finding And Shopping For A Perfect Valentine Gift For Your Partner

Valentine’s Day is like an international day for those in love. Celebrated worldwide, it creates an opportunity for couples to show affection to each other in the most festive and expressive way possible. From beautiful flowers to chocolates, heart-shaped balloons, tear-jerking cards and heart-warming gifts, each represents a romantic feeling just as the event is meant to inspire everyone, young and old alike.

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How To Find And Shop For A Perfect Valentine Gift For Your Partner

Make your Valentine’s Day a memorable celebration between you and your sweetheart. Here are some tips in finding and shopping for a perfect memento for your partner.

1.  Base the item on:

  • the amount of time you are together. For lovers, the type of gift differs on how long you are tagged as a couple. Suppose you are on your 3rd monthsary this February, you wouldn’t want to give her a diamond ring knowing you just met her three months ago, would you? Unless both of you have discussed about tying the knot early on, chances are, you’ll only scare her away with your extravagant gift as it represents bigger commitment on her side.
  • the level of your relationship. Another consideration is how deep you are into each other. For instance, if you are newlyweds, getting something naughty and nice will surely add a spice to your marriage.
  • his or her preferences.  Determine his or her likes and work towards looking for a present that is both sweet yet complimentary with his or her personality.

2.  Start shopping. Begin by browsing over the web for ideas and inspiration. Look for deals from his or her favorite stores. Order as early as two weeks in advance to avail a cheaper price. If you want to buy online, make sure that shipping is free. If you prefer to go on foot, call the shop’s branch first for available stock so you’ll be saved from unnecessary trips to the malls.

3.  Include a romantic twist on it. Do not let yourself be limited with the present alone. Be creative in adding a few tricks to make this moment unforgettable. Greet the morning by saying “I Love You”. Use words and actions to express your emotions. Add a personal note identifying 101 reasons why you’re blessed to have him or her in your life. Write a soulful letter when least expected. Surprise him or her with breakfast in bed. Put an effort in demonstrating how special he or she is to you.

What To Do With Your Land Before House Construction

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Some people think that buying a house is as easy as 1-2-3, that after a buying a land, there’s only the matter of construction left. Well, that is only the simplified version of it. In truth, there are plenty of things that need to be done before you begin constructing a house, or any building for that matter. Here are just some of them.


Not all lands are physically the same. Lands vary in terms of elevation, slope and, to a certain extent, even composition. This is why it is very important to have the land surveyed first before you even lay the first brick in your home’s foundation. In fact, you can do this earlier by surveying any land for sale in the Philippines that you are interested in buying.

On the other hand, although the usual framework of a house is built on flat ground, some people take the time to design a less obtrusive structure and opt to build around and incorporate the surroundings instead of flattening it all out. In these cases, surveying becomes an even more critical step before construction.

Geological investigation

The country is prone to earthquakes and floods, so the place where you plan on building a house should be stable enough to withstand any or both calamities. This is where geological investigation comes in. Even if you are buying a house for sale in the Philippines instead of land, it is important that you go through this investigation.

Geologists have the right set of skills to tell whether your piece of land is more prone to such disasters compared to others. And it would be wise to heed whatever advice they might give. Otherwise, you would end up all covered in mud, drenched with floodwater, or swallowed whole by subsiding soil.

Plan for extra provisions

A fully constructed house is not something you can easily dismantle or move to one side whenever you think of adding something new to your lot. So it is very important to plan ahead and plan for extra provisions before you begin constructing your house. It is always good to leave some room for future extensions, improvements, and renovations even if it is not in your immediate plans.

Things such as pipework, electricals, drainages, and such will require some expensive re-construction if you do not plan for them early. You will save a lot of money, time, and effort, if and when you are ready to do additional work on the house.

Home Staging: Four (4) Things To Consider Before Staging Your House

Home staging is critical in a real estate transaction. The overall look and ambience of your residence, as well as the impression it leaves to prospective buyers can very well define the success of the whole deal. Needless to say, it is a phase in the home-selling process that owners should never overlook at and instead, take careful consideration of.

staging examplesWhat To Consider Before Staging Your House

Prepping a house takes more than just cleaning up, de-cluttering and putting accessories on. It takes more than just removing personal paraphernalia or upgrading the kitchen for a better feel. There are several things to think about first before starting the procedure. Here are some of them.

1.       Decide if you will do it yourself or hire a pro.

  • Budget. Prepping a house to have it up in the market can incur some expenses. You may need to fix broken faucets or pipes, replace old sinks or light fixtures, do a repaint of the wall, buy presentable doormats or carpets. Do you have enough funds to include a professional in the team?
  • Time. You will need to spend a few hours to conduct research too. With the growing number of new houses for sale in the Philippines for example, what techniques will surely work? What are the latest trends that will give you the edge and yet not cost a lot on your end?
  • Skills. While there are some DIY tricks that are easy to implement, it still requires a pint of creativity to make your property stand out from the rest. Do you have what it takes?

2.       Avoid focusing your thoughts as the homeowner. Chances are, you will have a hard time looking at the whole experience with fresh eyes. Worse, you may choose to forget about the entire thing simply for sentimental reasons. Therefore, detach yourself from the property. Keep your focus on your primary goal.

3.       Segregate the for-sale and not-for-sale items. There are instances when you may need to let go a few furniture or equipment as a land for sale freebie to entice the public. There are also times when you may consider selling some pieces of great value for higher returns and this event is a perfect opportunity to get it up there with no extra hassle. Ensure that you categorize them properly and put signage which ones are for-sale.

4.       Identify your buyer. It is all about approaching it in a manner that is extremely appealing to your targeted homebuyers. Are you hoping to target individuals in their mid-20s or family men in their late 40s? Determining this will make the staging easier and quicker to implement.